Having liability cover in place is one of the most important parts of insuring your business. This cover allows peace of mind by ensuring you are covered if a customer, member of public or an employee suffers a loss or injury because of your business.
Most businesses are exposed to Public Liability risks and even unproven claims can be costly and complex to deal with. Whether you work from a shop, have visitors to your house or are freelance on the road, you should still have liability cover in place.
Public Liability Insurance Cover limits will often start at £2,000,000. In some cases, you may find a contract requires you to hold £5,000,000 or even £10,000,000, which is often the case if you’re working on a local council or government contract. We can quote for these limits upon referral.
If you have employees then by law you must have Employers’ Liability cover and this comes as a package with our Public Liability insurance. Although the law states £5,000,000 is required, our standard limit of indemnity is £10,000,000, giving you extra piece of mind.
Whether you are selling goods online or dancing on stage, we have got the policy to suit you. We can offer Liability cover as part of our tailor-made package policies to combine with other covers or as a stand-alone policy if that suits you and your business better.